http://www.termco.com Term Life Insurance Quote Online with ROP from America's Top Term Life Insurance Companies With Instantly Compare Rates. Get Online ROP Term Life Insurance Quotes, Business Insurance including Key Person Insurance and Buy-Sell Agreements at Termco.Com. en-us Thu, 24 Jul 2008 09:36:06 EDT http://www.termco.com/images/logo_feed.jpg http://www.termco.com 180 42 As we move further into the 21st century, the idea of the “traditional” American family has changed. The dual income family— with husband and wife each maintaining separate careers and contributing to the financial success of the household—has now become commonplace. http://www.termco.com/newslwtter/2008/insurance_protection_for_dual_income_families.html Thu, 24 Jul 2008 09:36:06 EDT info@termco.com http://www.termco.com/newslwtter/2008/insurance_protection_for_dual_income_families.html One of the more flexible and creative products to enter the insurance arena within recent years is survivorship life insurance. Often referred to as last-to-die or second-to-die, this life insurance policy insures two individuals yet provides only one death benefit payable at the death of the second insured. In many instances, survivorship life insurance may be less expensive than a single life insurance policy on one of the insureds... http://www.termco.com/newslwtter/2008/creative_insurance_solutions_for_todays_mature_family.html Mon, 07 Jul 2008 05:35:46 EDT info@termco.com http://www.termco.com/newslwtter/2008/creative_insurance_solutions_for_todays_mature_family.html Even with the best intentions, filing taxes often becomes an event that is put off until the very last minute. For those who are not accountants, tax laws can be confusing, leaving many unsure of what they may deduct and how they should file. However, according to the Internal Revenue Service (IRS)¹, the process can be simpler than you may think. Here are ten tax tips direct from the IRS designed to make your filing easier than ever.. http://www.termco.com/newslwtter/2008/tax_tips_from_the_IRS.html Mon, 07 Jul 2008 02:26:28 EDT info@termco.com http://www.termco.com/newslwtter/2008/tax_tips_from_the_IRS.html On your way to developing and maintaining good financial health, you know you must accumulate emergency funds for a rainy day. A good financial plan often begins with saving three to six months worth of income and progresses into developing the capacity to meet your personal financial goals in the short term, as well as the long term.. http://www.termco.com/newslwtter/2008/money_management_thoughout_lifestages.html Tue, 05 Feb 2008 05:16:38 EST info@termco.com http://www.termco.com/newslwtter/2008/money_management_thoughout_lifestages.html many individuals put off planning their estates. For some, this is due to the misconceptions that estate planning is only necessary for the wealthy or that it only involves tax planning, which can be done later. For others, it is because they simply have a difficult time contemplating death-a perfectly natural reaction. http://www.termco.com/newslwtter/2007/what_why_behind_estate_planning.html Fri, 18 Jan 2008 03:39:26 EST info@termco.com http://www.termco.com/newslwtter/2007/what_why_behind_estate_planning.html If you are thinking about ways to fund your child's education, the federal government has provided an incentive-the Coverdell Education Savings Account (Coverdell ESA), formerly known as the Education IRA. Contributions are not deductible, but tax-free withdrawals can be made when used to pay for eligible education expenses.. http://www.termco.com/newslwtter/2007/education_funding_with_a_coverdell_esa.html Fri, 18 Jan 2008 03:10:51 EST info@termco.com http://www.termco.com/newslwtter/2007/education_funding_with_a_coverdell_esa.html Does your retirement seem light-years away? While it may appear a long way off, you owe it to yourself to look toward the future and begin giving some thought to what you can do today to help ensure a bright retirement tomorrow. Although time may be on your side.. http://www.termco.com/newslwtter/2007/retirement_planning_actions_you_can_take.html Fri, 18 Jan 2008 03:09:28 EST info@termco.com http://www.termco.com/newslwtter/2007/retirement_planning_actions_you_can_take.html Automobile leasing is more popular than ever, but many people still hesitate to enter into a lease. This may be because there are so many factors to consider that it seems easier to buy. Under the right circumstances, leasing an auto can save you considerable money, and even taxes. No one can tell you which option is better without knowing your particular situation, but these factors may impact your decision. http://www.termco.com/newslwtter/2007/buy_not_to_buy_leasing_alternative.html Fri, 18 Jan 2008 03:08:37 EST info@termco.com http://www.termco.com/newslwtter/2007/buy_not_to_buy_leasing_alternative.html Ahouse once filled with the constant, clamoring sounds of a growing family has grown silent. Family visits have become few and far between. The silence seems deafening. If these thoughts seem familiar, maybe you and your spouse have outgrown a home you once considered to be too small. http://www.termco.com/newslwtter/2007/retirement_community_audition.html Fri, 18 Jan 2008 03:08:09 EST info@termco.com http://www.termco.com/newslwtter/2007/retirement_community_audition.html when discussing bank accounts, investments, loans, and mortgages, interest is an important concept to understand. In financial terms, interest is the price paid for the temporary use of someone else's funds, and an interest rate is the percentage of a sum borrowed that is attributable to interest. http://www.termco.com/newslwtter/2007/interest_rates_affect_financial_situation.html Fri, 18 Jan 2008 03:07:19 EST info@termco.com http://www.termco.com/newslwtter/2007/interest_rates_affect_financial_situation.html Recent catastrophic events, ranging from natural disasters to terrorist attacks, have clearly demonstrated that the homes and livelihoods in which Americans have invested over many years can be wiped out in a matter of hours. Once displaced, many victims of disasters struggle to get back on their feet financially. http://www.termco.com/newslwtter/2007/shielding_finances_from_disaster.html Fri, 18 Jan 2008 03:06:56 EST info@termco.com http://www.termco.com/newslwtter/2007/shielding_finances_from_disaster.html Raising children without a partner is an enormous challenge-emotionally, physically, and especially financially. Overwhelmed by the work involved in earning a living and caring for children, single parents can sometimes feel they will never be able to break the cycle of living paycheck to paycheck. http://www.termco.com/newslwtter/2007/financial_savvy_single_parent.html Fri, 18 Jan 2008 03:06:29 EST info@termco.com http://www.termco.com/newslwtter/2007/financial_savvy_single_parent.html we all want more money. Many of us would also like to work less. While this may seem like a dilemma, there may be a solution. The best way to increase money without increasing your hours is to avoid excess spending in the first place. http://www.termco.com/newslwtter/2007/tenways_stretch_money.html Fri, 18 Jan 2008 03:06:07 EST info@termco.com http://www.termco.com/newslwtter/2007/tenways_stretch_money.html If you or your children are considering college, you may be wondering how you will pay the challenging costs of education. For many families, tuition may be covered by a financial aid package. This often includes grants, scholarships, loans, or work-study placements. http://www.termco.com/newslwtter/2007/financial_aid_for_college.html Fri, 18 Jan 2008 03:05:00 EST info@termco.com http://www.termco.com/newslwtter/2007/financial_aid_for_college.html